:root{
  --paper:#FFFFFF;
  --mist:#F4F8FC;
  --ice:#EAF1FA;
  --navy:#051C2C;
  --navy2:#0A2A3F;
  --blue:#2251FF;
  --blue-s:#5D83FF;
  --blue-g:rgba(34,81,255,.09);
  --brass:#C2A15A;
  --ink:#051C2C;
  --body:#48607A;
  --faint:#7C93AB;
  --line:#DCE5F0;
  --line2:#BFD0E4;
  --up:#0E7C5A;
  --serif:"Source Serif 4",Georgia,serif;
  --sans:"Inter",system-ui,-apple-system,sans-serif;
  --mono:"JetBrains Mono",ui-monospace,SFMono-Regular,monospace;
  --nav:106px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--body);font-family:var(--sans);font-weight:400;font-size:16px;line-height:1.62;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit}
img{max-width:100%;display:block}
:focus-visible{outline:2px solid var(--blue);outline-offset:3px}
.wrap{max-width:1180px;margin:0 auto;padding:0 26px}
h1,h2,h3,h4{font-family:var(--serif);font-weight:400;color:var(--ink);margin:0;letter-spacing:-.022em}
h1{font-size:clamp(40px,6.6vw,86px);line-height:.99;letter-spacing:-.035em}
h2{font-size:clamp(28px,4vw,50px);line-height:1.06}
h3{font-size:clamp(18px,2vw,22px);line-height:1.3}
p{margin:0 0 16px}
.eyebrow{font-family:var(--mono);font-size:10px;letter-spacing:.26em;text-transform:uppercase;color:var(--blue);margin:0 0 16px;display:flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:22px;height:1px;background:var(--blue);flex:0 0 auto}
.eyebrow.plain::before{display:none}
.sub{max-width:60ch;color:var(--body);font-size:clamp(15px,1.55vw,17px);line-height:1.72;margin:20px 0 0}
.fine{font-style:italic;color:var(--faint);font-size:12.5px;line-height:1.75;max-width:74ch}
.gold{color:var(--brass)}
.bluetext{color:var(--blue)}

/* ---------------- scroll progress ---------------- */
#prog{position:fixed;top:0;left:0;height:2px;width:0;background:linear-gradient(90deg,var(--blue),var(--brass));z-index:90;transition:width .1s linear}

/* ---------------- reveal ---------------- */
.reveal{opacity:0;transform:translateY(28px)}
.reveal.in{opacity:1;transform:none;transition:opacity .8s ease,transform .8s cubic-bezier(.16,.8,.24,1)}
.d1{transition-delay:.07s}.d2{transition-delay:.14s}.d3{transition-delay:.21s}.d4{transition-delay:.28s}.d5{transition-delay:.35s}

/* ---------------- ribbon + nav ---------------- */
.ribbon{position:fixed;top:0;left:0;right:0;z-index:80;display:flex;align-items:center;justify-content:space-between;gap:14px;padding:8px 22px;background:var(--navy);color:#fff;font-family:var(--mono);font-size:9.5px;letter-spacing:.18em;text-transform:uppercase}
.ribbon .r-mute{color:rgba(255,255,255,.55)}
.ribbon a{color:var(--blue-s);text-decoration:none;white-space:nowrap;border-bottom:1px solid rgba(93,131,255,.45)}
.topnav{position:fixed;top:31px;left:0;right:0;z-index:75;background:rgba(255,255,255,.9);backdrop-filter:blur(18px) saturate(140%);border-bottom:1px solid var(--line)}
.navin{max-width:1180px;margin:0 auto;padding:0 26px;display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:74px}
.wordmark{font-family:var(--serif);text-decoration:none;color:var(--ink);font-size:clamp(13px,1.5vw,16px);letter-spacing:.26em;text-transform:uppercase;white-space:nowrap}
.wordmark span{color:var(--blue)}
.navlinks{display:flex;align-items:center;gap:2px}
.navitem{position:relative}
.navitem>a,.navitem>button{font-family:var(--mono);font-size:10px;letter-spacing:.14em;text-transform:uppercase;text-decoration:none;color:var(--faint);padding:12px 11px;background:none;border:0;cursor:pointer;white-space:nowrap;transition:color .2s}
.navitem>a:hover,.navitem>button:hover,.navitem.open>button,.navitem>a.on{color:var(--ink)}
.navitem>a.on::after{content:"";position:absolute;left:11px;right:11px;bottom:6px;height:2px;background:var(--blue)}
.mega{position:absolute;top:100%;left:50%;transform:translate(-50%,10px);width:min(720px,86vw);background:rgba(255,255,255,.97);backdrop-filter:blur(20px);border:1px solid var(--line);box-shadow:0 40px 70px -40px rgba(5,28,44,.4);padding:26px 26px 22px;opacity:0;visibility:hidden;transition:opacity .22s ease,transform .22s cubic-bezier(.16,.8,.24,1);z-index:2}
.navitem.open .mega{opacity:1;visibility:visible;transform:translate(-50%,0)}
.mega-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.mega h5{font-family:var(--mono);font-size:9px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin:0 0 12px;font-weight:400}
.mega ul{margin:0;padding:0;list-style:none}
.mega li a{display:block;padding:6px 0;font-size:13.5px;color:var(--body);text-decoration:none;transition:color .18s,padding-left .18s}
.mega li a:hover{color:var(--ink);padding-left:5px}
.mega-foot{margin-top:20px;padding-top:16px;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;align-items:center}
.mega-foot p{margin:0;font-size:12.5px;font-style:italic;color:var(--faint);max-width:42ch}
.mega-foot a{font-family:var(--mono);font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);text-decoration:none;white-space:nowrap}
.burger{display:none;background:none;border:1px solid var(--line2);color:var(--ink);font-family:var(--mono);font-size:10px;letter-spacing:.14em;text-transform:uppercase;padding:11px 14px;cursor:pointer}
@media (max-width:1120px){
  .burger{display:block}
  .navlinks{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:10px 26px 22px;max-height:76vh;overflow-y:auto}
  .navlinks.open{display:flex}
  .navitem>a,.navitem>button{display:block;width:100%;text-align:left;padding:14px 0;font-size:11.5px;border-bottom:1px solid var(--line)}
  .mega{position:static;transform:none;width:auto;opacity:1;visibility:visible;display:none;border:0;box-shadow:none;padding:6px 0 16px;background:transparent}
  .navitem.open .mega{display:block;transform:none}
  .mega-grid{grid-template-columns:1fr;gap:16px}
}

/* ---------------- hero ---------------- */
.hero{position:relative;overflow:hidden;padding:calc(var(--nav) + 70px) 0 78px;background:linear-gradient(180deg,#FFFFFF 0%,#F7FAFE 62%,#FFFFFF 100%)}
.hero.tall{min-height:96svh;display:flex;align-items:center}
#lattice{position:absolute;inset:0;width:100%;height:100%;display:block;opacity:.95}
.hero .wrap{position:relative;z-index:3}
.herogrid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:40px;align-items:center}
.hero .lede{max-width:46ch;font-size:clamp(16px,1.75vw,19px);line-height:1.66;margin:26px 0 0;color:var(--body)}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.btn{position:relative;font-family:var(--mono);font-size:11px;letter-spacing:.15em;text-transform:uppercase;padding:16px 26px;text-decoration:none;border:1px solid var(--blue);background:var(--blue);color:#fff;cursor:pointer;overflow:hidden;transition:transform .3s cubic-bezier(.16,.8,.24,1),box-shadow .3s}
.btn:hover{transform:translateY(-3px);box-shadow:0 18px 38px -16px rgba(34,81,255,.65)}
.btn::after{content:"";position:absolute;top:0;left:-60%;width:40%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.35),transparent);transform:skewX(-20deg);transition:left .55s ease}
.btn:hover::after{left:120%}
.btn.ghost{background:#fff;color:var(--ink);border-color:var(--line2)}
.btn.ghost:hover{border-color:var(--ink);box-shadow:0 18px 38px -22px rgba(5,28,44,.5)}
.btn.dark{background:var(--navy);border-color:var(--navy)}
.btn.brass{background:var(--brass);border-color:var(--brass)}
.markers{display:flex;flex-wrap:wrap;gap:0;margin-top:44px;border-top:1px solid var(--line)}
.marker{flex:1 1 180px;min-width:0;padding:20px 20px 0 0;font-size:13.5px;line-height:1.55;color:var(--body)}
.marker b{display:block;font-family:var(--mono);font-size:9.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin-bottom:8px}

/* floating engagement card */
.hcard{position:relative;background:rgba(255,255,255,.86);backdrop-filter:blur(10px);border:1px solid var(--line);padding:26px 24px;box-shadow:0 46px 80px -50px rgba(5,28,44,.55);transform-style:preserve-3d;transition:transform .2s ease-out}
.hcard::before{content:"";position:absolute;inset:-1px;border:1px solid var(--blue);opacity:.18;transform:translate(10px,10px);z-index:-1}
.hcard .tag{font-family:var(--mono);font-size:9px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin:0 0 14px;display:flex;align-items:center;gap:8px}
.hcard h3{font-size:23px;margin:0 0 18px;line-height:1.24}
.hrow{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid var(--line);font-size:13px}
.hrow:last-of-type{border-bottom:0}
.hrow var{font-family:var(--mono);font-style:normal;color:var(--ink);white-space:nowrap}
.htot{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-top:14px;padding-top:14px;border-top:2px solid var(--ink)}
.htot span{font-family:var(--mono);font-size:9.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--faint)}
.htot var{font-family:var(--serif);font-style:normal;font-size:32px;color:var(--blue);letter-spacing:-.02em}
.hlink{display:inline-block;margin-top:18px;font-family:var(--mono);font-size:10px;letter-spacing:.15em;text-transform:uppercase;color:var(--blue);text-decoration:none}
.pulse{width:6px;height:6px;background:var(--blue);border-radius:50%;display:inline-block;animation:pulse 2.4s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:.3;transform:scale(.8)}50%{opacity:1;transform:scale(1.25)}}

/* ---------------- bands ---------------- */
.band{padding:100px 0;position:relative}
.band.tint{background:var(--mist)}
.band.edge{border-top:1px solid var(--line)}
.band.dark{background:var(--navy);color:rgba(255,255,255,.78);overflow:hidden}
.band.dark h2,.band.dark h3,.band.dark h4{color:#fff}
.band.dark .eyebrow{color:var(--blue-s)}
.band.dark .eyebrow::before{background:var(--blue-s)}
.band.dark .sub{color:rgba(255,255,255,.74)}
.band.dark .fine{color:rgba(255,255,255,.46)}
.grid-bg{position:absolute;inset:0;pointer-events:none;opacity:.5;background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);background-size:64px 64px;-webkit-mask-image:radial-gradient(70% 60% at 50% 40%,#000,transparent 78%);mask-image:radial-gradient(70% 60% at 50% 40%,#000,transparent 78%)}
.band.dark .grid-bg{background-image:linear-gradient(rgba(93,131,255,.16) 1px,transparent 1px),linear-gradient(90deg,rgba(93,131,255,.16) 1px,transparent 1px);opacity:1}
.sechead{display:flex;flex-wrap:wrap;gap:28px;justify-content:space-between;align-items:flex-end}
.sechead .sub{margin-top:0;max-width:46ch}
.pullquote{font-family:var(--serif);font-size:clamp(19px,2.3vw,25px);line-height:1.45;color:var(--ink);max-width:34ch;margin:0;border-left:2px solid var(--blue);padding-left:22px}

/* ---------------- cards ---------------- */
.g2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:44px}
.g3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-top:44px}
.g4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin-top:44px}
.card{position:relative;min-width:0;background:#fff;border:1px solid var(--line);padding:30px 26px;transition:transform .5s cubic-bezier(.16,.8,.24,1),box-shadow .5s,border-color .3s;transform-style:preserve-3d}
.card::after{content:"";position:absolute;left:0;top:0;width:0;height:2px;background:var(--blue);transition:width .5s cubic-bezier(.16,.8,.24,1)}
.card:hover{transform:translateY(-7px);box-shadow:0 34px 60px -40px rgba(5,28,44,.45);border-color:var(--line2)}
.card:hover::after{width:100%}
.card .n{font-family:var(--mono);font-size:9.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--blue);margin:0 0 14px}
.card h3{margin:0 0 12px}
.card p{font-size:14.5px;line-height:1.68;margin:0 0 10px}
.card p:last-child{margin-bottom:0}
.card ul{margin:16px 0 0;padding:0;list-style:none}
.card li{font-size:13.5px;line-height:1.6;padding:7px 0 7px 18px;position:relative;border-top:1px solid var(--line)}
.card li::before{content:"";position:absolute;left:0;top:14px;width:6px;height:1px;background:var(--blue)}
.card.navy{background:var(--navy);border-color:var(--navy);color:rgba(255,255,255,.76)}
.card.navy h3{color:#fff}
.card.navy .n{color:var(--brass)}
.card.navy li{border-color:rgba(255,255,255,.14)}
.price{margin-top:18px;padding-top:14px;border-top:1px solid var(--line);display:flex;align-items:baseline;gap:8px}
.price span{font-family:var(--mono);font-size:9.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--faint)}
.price b{font-family:var(--serif);font-weight:400;font-size:26px;color:var(--ink);letter-spacing:-.02em}

/* ---------------- numbered steps ---------------- */
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;margin-top:46px;background:var(--line);border:1px solid var(--line);position:relative}
.step{min-width:0;background:#fff;padding:32px 24px;position:relative;transition:background .35s}
.step:hover{background:var(--mist)}
.step .r{font-family:var(--serif);font-size:34px;color:var(--blue);margin:0 0 16px;line-height:1;opacity:.35;transition:opacity .35s}
.step:hover .r{opacity:1}
.step h3{font-size:19px;margin:0 0 10px}
.step p{font-size:14px;line-height:1.66;margin:0}
.steps.three{grid-template-columns:repeat(3,minmax(0,1fr))}

/* ---------------- tabs ---------------- */
.tabs{display:flex;flex-wrap:wrap;gap:6px;margin-top:30px}
.tab{font-family:var(--mono);font-size:10px;letter-spacing:.14em;text-transform:uppercase;padding:11px 16px;border:1px solid var(--line2);background:#fff;color:var(--faint);cursor:pointer;transition:all .25s}
.tab:hover{color:var(--ink);border-color:var(--ink)}
.tab[aria-selected="true"],.tab.on{background:var(--navy);border-color:var(--navy);color:#fff}
.band.dark .tab{background:transparent;border-color:rgba(255,255,255,.22);color:rgba(255,255,255,.6)}
.band.dark .tab:hover{color:#fff;border-color:#fff}
.band.dark .tab[aria-selected="true"],.band.dark .tab.on{background:#fff;border-color:#fff;color:var(--navy)}
.toggle{display:inline-flex;border:1px solid var(--line2);padding:4px;gap:4px;background:#fff}
.toggle button{font-family:var(--mono);font-size:10px;letter-spacing:.16em;text-transform:uppercase;padding:12px 18px;border:0;background:transparent;color:var(--faint);cursor:pointer;transition:background .25s,color .25s}
.toggle button[aria-pressed="true"]{background:var(--blue);color:#fff}
.band.dark .toggle{background:transparent;border-color:rgba(255,255,255,.22)}
.band.dark .toggle button{color:rgba(255,255,255,.6)}
.band.dark .toggle button[aria-pressed="true"]{color:#fff}

/* ---------------- engagement file ---------------- */
.file{margin-top:26px;background:#fff;border:1px solid var(--line);padding:0;position:relative;box-shadow:0 40px 70px -52px rgba(5,28,44,.5)}
.file::before,.file::after{content:"";position:absolute;width:14px;height:14px;border:1px solid var(--blue);opacity:.5}
.file::before{top:-1px;left:-1px;border-right:0;border-bottom:0}
.file::after{bottom:-1px;right:-1px;border-left:0;border-top:0}
.file-in{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:0}
.file-l{padding:32px 30px;border-right:1px solid var(--line)}
.file-r{padding:32px 30px}
.file .kick{font-family:var(--mono);font-size:9px;letter-spacing:.22em;text-transform:uppercase;color:var(--blue);margin:0 0 14px}
.file h3{font-size:clamp(22px,2.6vw,30px);margin:0 0 10px}
.file .meta{font-family:var(--mono);font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:var(--faint);margin:0 0 18px;line-height:1.8}
.file .lead{font-size:14.5px;line-height:1.7;margin:0}
.frow{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:13px 0;border-bottom:1px solid var(--line)}
.frow .lbl{font-size:13.5px;color:var(--body);min-width:0;line-height:1.45}
.frow .amt{font-family:var(--mono);font-size:13px;color:var(--ink);white-space:nowrap;flex:0 0 auto}
.fbar{height:2px;background:var(--line);margin-top:0;overflow:hidden;display:block}
.fbar i{display:block;height:100%;width:0;background:var(--blue);transition:width .9s cubic-bezier(.16,.8,.24,1)}
.ftotal{display:flex;justify-content:space-between;align-items:baseline;gap:16px;margin-top:18px;padding-top:18px;border-top:2px solid var(--ink)}
.ftotal span{font-family:var(--mono);font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:var(--ink)}
.ftotal var{font-family:var(--serif);font-style:normal;font-size:clamp(30px,4vw,44px);color:var(--blue);letter-spacing:-.025em;line-height:1}
.ffoot{display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;align-items:center;margin-top:18px}
.ffoot p{margin:0;font-style:italic;font-size:12.5px;color:var(--faint)}
.ffoot a{font-family:var(--mono);font-size:10px;letter-spacing:.15em;text-transform:uppercase;color:var(--blue);text-decoration:none}

/* ---------------- statements ---------------- */
.tri{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:34px;perspective:2400px}
.pane{min-width:0;background:#fff;border:1px solid var(--line);padding:24px 22px 20px;box-shadow:0 30px 50px -40px rgba(5,28,44,.45);transition:transform .55s cubic-bezier(.16,.8,.24,1),box-shadow .5s}
.pane.l{transform:rotateY(5deg)}
.pane.r{transform:rotateY(-5deg)}
.pane:hover{transform:rotateY(0) translateZ(26px);box-shadow:0 40px 64px -36px rgba(5,28,44,.5)}
.band.dark .pane{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.15);box-shadow:none;backdrop-filter:blur(6px)}
.pane .cap{font-family:var(--mono);font-size:9px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin:0 0 4px}
.band.dark .pane .cap{color:var(--blue-s)}
.row{display:grid;grid-template-columns:minmax(0,1fr) auto auto;gap:12px;align-items:baseline;padding:9px 0;border-bottom:1px solid var(--line)}
.band.dark .row{border-color:rgba(255,255,255,.1)}
.row .lb{min-width:0}
.row .lb b{display:block;font-weight:400;font-size:13px;color:var(--body);line-height:1.35}
.band.dark .row .lb b{color:rgba(255,255,255,.78)}
.row .lb i{display:block;font-style:italic;font-size:11px;color:var(--faint);line-height:1.4;margin-top:2px}
.row var{font-family:var(--mono);font-style:normal;font-size:12.5px;white-space:nowrap;color:var(--faint);text-align:right;min-width:74px}
.row var.b{color:var(--ink);font-weight:500}
.band.dark .row var{color:rgba(255,255,255,.5)}
.band.dark .row var.b{color:#fff}
.row.head{border-bottom:1px solid var(--line2);padding-bottom:6px}
.row.head var{font-size:9px;letter-spacing:.16em;text-transform:uppercase;color:var(--faint)}
.row.key{border-top:2px solid var(--ink);border-bottom:0;margin-top:6px;padding-top:12px}
.band.dark .row.key{border-top-color:var(--brass)}
.row.key .lb b{color:var(--ink);font-weight:500}
.band.dark .row.key .lb b{color:#fff}
.row.key var{font-size:14px}
.row.key var.b{color:var(--blue)}
.band.dark .row.key var.b{color:var(--brass)}

/* ---------------- margins ---------------- */
.mg-band{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;margin-top:32px}
.mg{min-width:0;background:#fff;border:1px solid var(--line);padding:20px 17px;transition:transform .4s,box-shadow .4s}
.mg:hover{transform:translateY(-5px);box-shadow:0 26px 44px -34px rgba(5,28,44,.4)}
.band.dark .mg{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.14)}
.mg .t{font-family:var(--mono);font-size:8.5px;letter-spacing:.15em;text-transform:uppercase;color:var(--faint);margin:0 0 12px;line-height:1.5;min-height:24px}
.band.dark .mg .t{color:rgba(255,255,255,.5)}
.mg .v{font-family:var(--serif);font-size:26px;color:var(--ink);margin:0;line-height:1;letter-spacing:-.02em}
.band.dark .mg .v{color:#fff}
.mg .dd{font-family:var(--mono);font-size:10px;margin:8px 0 0;color:var(--up)}
.mg .dd.down{color:var(--blue)}
.mg .was{font-family:var(--mono);font-size:9.5px;color:var(--faint);margin:4px 0 0}
.mg .scale{height:3px;background:var(--line);margin-top:14px;overflow:hidden;display:block;position:relative}
.band.dark .mg .scale{background:rgba(255,255,255,.14)}
.mg .scale i{display:block;height:100%;background:var(--blue);width:0;transition:width .8s cubic-bezier(.16,.8,.24,1)}
.mg .scale u{position:absolute;top:-3px;bottom:-3px;width:1px;background:var(--faint);opacity:.7;left:0;transition:left .8s cubic-bezier(.16,.8,.24,1)}
.mg .note{font-size:11.5px;font-style:italic;color:var(--faint);margin:12px 0 0;line-height:1.5}

/* ---------------- valuation ---------------- */
.val{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:20px;margin-top:34px;align-items:stretch}
.ladder{background:#fff;border:1px solid var(--line);padding:28px 26px}
.band.dark .ladder{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.14)}
.vhero{position:relative;overflow:hidden;background:linear-gradient(155deg,#0C3450,#03121E);color:#fff;padding:34px 30px;display:flex;flex-direction:column;justify-content:center;border:1px solid var(--navy)}
.vhero .vgrid{position:absolute;inset:0;opacity:.5;background-image:linear-gradient(rgba(93,131,255,.14) 1px,transparent 1px),linear-gradient(90deg,rgba(93,131,255,.14) 1px,transparent 1px);background-size:38px 38px}
.vhero>*{position:relative;z-index:2}
.vhero .lab{font-family:var(--mono);font-size:9.5px;letter-spacing:.22em;text-transform:uppercase;color:rgba(255,255,255,.55);margin:0 0 14px}
.vhero .big{font-family:var(--serif);font-size:clamp(34px,5vw,56px);color:#fff;margin:0;line-height:1;letter-spacing:-.035em}
.vhero .cap2{font-size:13.5px;color:rgba(255,255,255,.66);margin:14px 0 0;line-height:1.6}
.bridge{display:flex;gap:2px;margin-top:26px;height:10px}
.bridge i{display:block;height:100%;width:0;transition:width .9s cubic-bezier(.16,.8,.24,1)}
.bridge i:nth-child(1){background:var(--blue)}
.bridge i:nth-child(2){background:var(--blue-s)}
.bridge i:nth-child(3){background:var(--brass)}
.bkey{margin-top:16px}
.bkey div{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:12.5px;color:rgba(255,255,255,.66)}
.bkey div:last-child{border-bottom:0}
.bkey b{font-weight:400;color:#fff;font-family:var(--mono);font-size:12px}

/* ---------------- macro ---------------- */
.tickerwrap{overflow:hidden;border-top:1px solid rgba(255,255,255,.16);border-bottom:1px solid rgba(255,255,255,.16);margin-top:36px;padding:14px 0;position:relative}
.ticker{display:flex;gap:44px;white-space:nowrap;animation:slide 44s linear infinite;will-change:transform}
.tickerwrap:hover .ticker{animation-play-state:paused}
@keyframes slide{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.ticker span{font-family:var(--mono);font-size:11px;letter-spacing:.1em;color:rgba(255,255,255,.72);flex:0 0 auto}
.ticker span b{color:var(--blue-s);font-weight:400}
.news{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;margin-top:34px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.14)}
.ni{min-width:0;background:var(--navy);padding:24px 20px;transition:background .35s}
.ni:hover{background:#08283C}
.ni .s{font-family:var(--mono);font-size:8.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--blue-s);margin:0 0 12px;display:flex;align-items:center;gap:7px}
.ni p{font-size:14px;line-height:1.55;color:#fff;margin:0}
.ni .t{font-family:var(--mono);font-size:9.5px;color:rgba(255,255,255,.42);margin:14px 0 0}

/* ---------------- calculator ---------------- */
.calcgrid{display:grid;grid-template-columns:minmax(0,376px) minmax(0,1fr);gap:30px;align-items:start;margin-top:40px}
.panelbox{background:#fff;border:1px solid var(--line);padding:28px 26px;box-shadow:0 34px 60px -50px rgba(5,28,44,.45)}
.panelbox.sticky{position:sticky;top:calc(var(--nav) + 14px)}
.field{margin-bottom:18px}
.field label{display:block;font-family:var(--mono);font-size:9.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--faint);margin-bottom:8px}
.field input[type=text],.field input[type=email],.field input[type=tel],.field select,.field textarea{width:100%;padding:13px 14px;background:#fff;border:1px solid var(--line2);color:var(--ink);font-family:var(--mono);font-size:14px;border-radius:0;transition:border-color .2s,box-shadow .2s}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px var(--blue-g);outline:none}
.field textarea{font-family:var(--sans);min-height:116px;resize:vertical}
.hint{font-style:italic;color:var(--faint);font-size:11.5px;margin:7px 0 0;line-height:1.55}
details{border-top:1px solid var(--line);padding-top:16px;margin-top:18px}
summary{font-family:var(--mono);font-size:9.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--blue);cursor:pointer;list-style:none;padding:4px 0}
summary::-webkit-details-marker{display:none}
summary::before{content:"+ ";font-weight:500}
details[open] summary::before{content:"- "}
.sl{margin-top:17px}
.sl .top{display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.sl .top label{font-family:var(--mono);font-size:9px;letter-spacing:.1em;text-transform:uppercase;color:var(--faint);margin:0}
.sl .top output{font-family:var(--mono);font-size:12px;color:var(--ink);white-space:nowrap}
input[type=range]{width:100%;margin:8px 0 0;accent-color:var(--blue);height:20px}
.seg{display:flex;gap:5px;margin-top:9px}
.seg button{flex:1 1 0;min-width:0;font-family:var(--mono);font-size:9px;letter-spacing:.06em;text-transform:uppercase;padding:11px 4px;border:1px solid var(--line2);background:#fff;color:var(--faint);cursor:pointer;transition:all .2s}
.seg button[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.qgroup{margin-top:20px}
.qgroup .q{font-size:13.5px;color:var(--ink);margin:0;line-height:1.45}
.secnum{font-family:var(--serif);font-size:44px;color:var(--blue);opacity:.28;margin:0 0 6px;line-height:1}
.scens{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:28px}
.scen{position:relative;min-width:0;background:#fff;border:1px solid var(--line);padding:24px 20px;cursor:pointer;text-align:left;font-family:inherit;transition:transform .45s cubic-bezier(.16,.8,.24,1),box-shadow .45s,border-color .3s}
.scen:hover{transform:translateY(-6px);box-shadow:0 30px 50px -36px rgba(5,28,44,.45)}
.scen .t{font-family:var(--mono);font-size:9.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--faint);margin:0 0 14px}
.scen .v{font-family:var(--serif);font-size:clamp(26px,3.1vw,34px);color:var(--ink);margin:0;line-height:1.02;letter-spacing:-.025em}
.scen .m{font-family:var(--mono);font-size:11px;color:var(--faint);margin:10px 0 0}
.scen.here{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}
.scen .here-tag{position:absolute;top:-1px;right:-1px;background:var(--blue);color:#fff;font-family:var(--mono);font-size:8px;letter-spacing:.14em;text-transform:uppercase;padding:5px 9px;display:none}
.scen.here .here-tag{display:block}
.brk{margin-top:32px;background:var(--mist);border:1px solid var(--line);padding:28px 26px}
.brkrow{display:grid;grid-template-columns:minmax(0,1fr) 108px;gap:18px;align-items:center;padding:12px 0;border-bottom:1px solid var(--line)}
.brkrow:last-of-type{border-bottom:0}
.brkrow .lbl{font-size:13.5px;color:var(--ink)}
.brkrow .bar{height:4px;background:var(--line);margin-top:9px;overflow:hidden;display:block}
.brkrow .bar i{display:block;height:100%;background:var(--blue);width:0;transition:width .2s linear}
.brkrow var{font-family:var(--mono);font-style:normal;font-size:13px;text-align:right;color:var(--ink);white-space:nowrap}
.lead2{font-size:clamp(16px,1.9vw,20px);line-height:1.55;color:var(--ink);font-family:var(--serif);max-width:56ch;margin:20px 0 0}

/* ---------------- articles / misc ---------------- */
.arts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:44px}
.art{min-width:0;background:#fff;border:1px solid var(--line);overflow:hidden;transition:transform .5s cubic-bezier(.16,.8,.24,1),box-shadow .5s}
.art:hover{transform:translateY(-7px);box-shadow:0 34px 56px -40px rgba(5,28,44,.45)}
.art .top{height:118px;background:linear-gradient(122deg,#2251FF,#051C2C);position:relative;overflow:hidden}
.art .top::after{content:"";position:absolute;inset:0;background-image:repeating-linear-gradient(56deg,rgba(255,255,255,.16) 0 1px,transparent 1px 14px)}
.art .b{padding:26px 24px 28px}
.art .n{font-family:var(--mono);font-size:9px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin:0 0 12px}
.art h3{margin:0 0 10px;font-size:21px}
.art p{font-size:14.5px;line-height:1.65;margin:0}
.doc{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:13px 0;border-bottom:1px solid var(--line);font-size:14px}
.doc:last-child{border-bottom:0}
.doc b{font-weight:400;color:var(--ink);min-width:0;overflow-wrap:anywhere}
.tag2{font-family:var(--mono);font-size:9px;letter-spacing:.14em;text-transform:uppercase;padding:5px 9px;border:1px solid var(--line2);color:var(--faint);flex:0 0 auto}
.tag2.ok{color:var(--blue);border-color:var(--blue)}
.assure{margin:26px 0 0;padding:0;list-style:none}
.assure li{padding:11px 0 11px 22px;border-top:1px solid var(--line);font-size:14px;position:relative}
.assure li::before{content:"";position:absolute;left:0;top:19px;width:8px;height:1px;background:var(--blue)}
.cta-band{background:var(--navy);color:#fff;text-align:center;position:relative;overflow:hidden}
.cta-band h2{color:#fff;max-width:22ch;margin:0 auto}

/* ---------------- footer ---------------- */
footer{background:var(--navy);color:rgba(255,255,255,.58);padding:66px 0 58px;position:relative;overflow:hidden}
.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:38px;position:relative;z-index:2}
footer h4{font-family:var(--mono);font-size:9px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue-s);margin:0 0 14px}
footer .fmark{font-family:var(--serif);font-size:17px;letter-spacing:.24em;text-transform:uppercase;color:#fff;margin:0 0 8px}
footer p{font-size:13px;line-height:1.75;margin:0 0 12px;max-width:44ch}
footer ul{margin:0;padding:0;list-style:none}
footer li{line-height:2}
footer li a{color:rgba(255,255,255,.58);font-size:13px;text-decoration:none;transition:color .2s}
footer li a:hover{color:#fff}
.fbase{margin-top:46px;padding-top:22px;border-top:1px solid rgba(255,255,255,.14);display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;font-family:var(--mono);font-size:9.5px;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.4);position:relative;z-index:2}

/* ---------------- responsive ---------------- */
@media (max-width:1040px){
  .herogrid{grid-template-columns:1fr;gap:44px}
  .g4,.news,.mg-band{grid-template-columns:repeat(2,minmax(0,1fr))}
  .steps{grid-template-columns:repeat(2,minmax(0,1fr))}
  .calcgrid{grid-template-columns:1fr}
  .panelbox.sticky{position:static}
  .val,.file-in{grid-template-columns:1fr}
  .tri{grid-template-columns:1fr;perspective:none}
  .pane.l,.pane.r,.pane:hover{transform:none}
  .file-l{border-right:0;border-bottom:1px solid var(--line)}
  .fgrid{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  :root{--nav:98px}
  .tri,.g2,.g3,.arts,.scens{grid-template-columns:1fr;perspective:none}
  .pane.l,.pane.r,.pane:hover{transform:none}
  .band{padding:72px 0}
  .ribbon .r-mute{display:none}
  .row{grid-template-columns:minmax(0,1fr) auto auto;gap:8px}
  .row var{min-width:64px;font-size:11.5px}
}
@media (max-width:560px){
  .g4,.steps,.steps.three,.news,.mg-band{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr}
  .marker{padding-right:0}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{transition-duration:.01ms !important;animation:none !important}
  .reveal{opacity:1;transform:none}
}

/* ============================= motion layer ============================= */
.hero h1 .w{display:inline-block;overflow:hidden;vertical-align:bottom;
  padding:0 .04em .20em;margin:0 -.04em -.20em}
.hero h1 .w i{display:inline-block;font-style:normal;transform:translateY(108%);transition:transform 1s cubic-bezier(.16,.85,.24,1)}
.hero h1.go .w i{transform:none}
.btn{transition:transform .35s cubic-bezier(.16,.8,.24,1),box-shadow .3s,background .25s}
.card,.art,.scen{transform-style:preserve-3d}
.card::before{content:"";position:absolute;inset:0;pointer-events:none;opacity:0;transition:opacity .4s;
  background:radial-gradient(320px circle at var(--mx,50%) var(--my,50%),rgba(34,81,255,.07),transparent 70%)}
.card:hover::before{opacity:1}

/* engagement file rows stagger in */
.fitem{opacity:0;transform:translateX(14px)}
.fitem.in{opacity:1;transform:none;transition:opacity .5s ease,transform .5s cubic-bezier(.16,.8,.24,1)}

/* the flip */
.row .fig{font-family:var(--mono);font-style:normal;font-size:13px;white-space:nowrap;color:var(--ink);text-align:right;min-width:84px}
.band.dark .row .fig{color:#fff}
.row.key .fig{font-size:16px}
.row .chip{font-family:var(--mono);font-style:normal;font-size:10.5px;white-space:nowrap;text-align:right;min-width:72px;color:var(--blue-s);opacity:0;transform:translateX(-6px);transition:opacity .45s ease,transform .45s ease}
.is-after .row .chip{opacity:1;transform:none}
.row .chip.neg{color:var(--brass)}
.band.dark .pane{transition:border-color .5s,box-shadow .5s}
.is-after .pane{border-color:rgba(93,131,255,.42);box-shadow:0 0 0 1px rgba(93,131,255,.14)}
.is-after .row.key{border-top-color:var(--blue-s)}
#mv-state{font-family:var(--mono);font-size:9.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue-s);margin:0 0 8px}
.mg .v,.mg .dd,.mg .was{transition:color .3s}

/* cursor spotlight */
.band.dark,.cta-band,footer{position:relative}
.band.dark::before,.cta-band::before,footer::before{content:"";position:absolute;inset:0;pointer-events:none;z-index:0;
  background:radial-gradient(460px circle at var(--sx,-999px) var(--sy,-999px),rgba(93,131,255,.13),transparent 68%)}
.band.dark>*,.cta-band>*,footer>*{position:relative;z-index:1}

/* section rail */
.rail{position:fixed;right:16px;top:50%;transform:translateY(-50%);z-index:60;display:flex;flex-direction:column;gap:2px;opacity:0;pointer-events:none;transition:opacity .4s}
.rail.show{opacity:1;pointer-events:auto}
.rail a{display:flex;align-items:center;justify-content:flex-end;gap:9px;text-decoration:none;padding:5px 0}
.rail a b{display:block;width:16px;height:1px;background:var(--line2);transition:width .3s,background .3s}
.rail a span{font-family:var(--mono);font-size:8.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--faint);opacity:0;transform:translateX(6px);transition:opacity .3s,transform .3s;white-space:nowrap}
.rail:hover a span{opacity:1;transform:none}
.rail a.on b{width:30px;background:var(--blue)}
.rail a.on span{opacity:1;transform:none;color:var(--ink)}
.rail a:hover b{background:var(--ink)}
@media (max-width:1300px){.rail{display:none}}

/* insights strip on the home page */
.instrip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin-top:44px}
.ins{position:relative;min-width:0;background:#fff;border:1px solid var(--line);padding:0;overflow:hidden;
  transition:transform .5s cubic-bezier(.16,.8,.24,1),box-shadow .5s,border-color .3s}
.ins:hover{transform:translateY(-8px);box-shadow:0 34px 56px -40px rgba(5,28,44,.45);border-color:var(--line2)}
.ins .strip{height:5px;background:linear-gradient(90deg,var(--blue),var(--blue-s));transform:scaleX(0);transform-origin:left;transition:transform .55s cubic-bezier(.16,.8,.24,1)}
.ins:hover .strip{transform:scaleX(1)}
.ins .b{padding:24px 22px 26px}
.ins .n{font-family:var(--mono);font-size:8.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin:0 0 12px}
.ins h3{font-size:18px;line-height:1.3;margin:0 0 10px}
.ins p{font-size:13.5px;line-height:1.6;margin:0;color:var(--body)}
.ins .go{display:block;margin-top:16px;font-family:var(--mono);font-size:9px;letter-spacing:.16em;text-transform:uppercase;color:var(--faint);transition:color .3s}
.ins:hover .go{color:var(--blue)}
@media (max-width:1040px){.instrip{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:620px){.instrip{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){
  .hero h1 .w i{transform:none}
  .fitem{opacity:1;transform:none}
  .row .chip{opacity:1;transform:none}
  .rail{display:none}
}

/* inverse ghost button: dark grounds only. NEVER white-on-white. */
.btn.ghost.inv,.cta-band .btn.ghost,.band.dark .btn.ghost,footer .btn.ghost{
  background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn.ghost.inv:hover,.cta-band .btn.ghost:hover,.band.dark .btn.ghost:hover,footer .btn.ghost:hover{
  background:rgba(255,255,255,.12);border-color:#fff;box-shadow:none}

/* ---- stacked statement rows (calculator): label on its own line ---- */
.srow{display:block;padding:11px 0}
.srow .lb{min-width:0}
.srow .lb b{font-weight:400;font-size:13px;color:var(--body);line-height:1.35;display:block}
.srow .lb i{display:block;font-style:italic;font-size:11px;color:var(--faint);line-height:1.4;margin-top:2px}
.srow .nums{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:6px 12px;margin-top:7px}
.srow .nums var{font-family:var(--mono);font-style:normal;font-size:12px;white-space:nowrap;letter-spacing:-.01em}
.srow .nums .tv{color:var(--faint)}
.srow .nums .cv{color:var(--ink);font-weight:500}
.srow.head{padding:0 0 8px;border-bottom:1px solid var(--line2)}
.srow.head .nums{margin-top:0}
.srow.head .nums var{font-size:9px;letter-spacing:.16em;text-transform:uppercase;color:var(--faint);font-weight:400}
.srow.key{border-top:2px solid var(--ink);border-bottom:0;margin-top:6px;padding-top:12px}
.srow.key .lb b{color:var(--ink);font-weight:500}
.srow.key .nums var{font-size:14.5px}
.srow.key .nums .cv{color:var(--blue)}

/* ---- the Today -> Changed shift ---- */
.srow .cvwrap{display:flex;align-items:baseline;gap:8px;min-width:0}
.srow .chip{font-family:var(--mono);font-style:normal;font-size:10px;white-space:nowrap;color:var(--blue);
  opacity:0;transform:translateX(-4px);transition:opacity .5s ease,transform .5s ease}
.srow .chip:not(:empty){opacity:1;transform:none}
.srow .chip.neg{color:var(--brass)}
.srow .cv{transition:color .3s ease}
.srow .cv.shift{color:var(--blue)}
.srow.key .cv.shift{color:var(--blue)}
.srow:hover{background:linear-gradient(90deg,rgba(34,81,255,.045),transparent)}
#c-replay{padding:12px 18px;font-size:10px;flex:0 0 auto}

/* ---- vertical rhythm: kill stacked padding on small screens ---- */
/* a grid that opens a section needs no top margin, it is already after the padding */
.wrap > .steps:first-child,.wrap > .g2:first-child,.wrap > .g3:first-child,
.wrap > .g4:first-child,.wrap > .tri:first-child,.wrap > .arts:first-child,
.wrap > .instrip:first-child,.wrap > .case:first-child,.wrap > .mg-band:first-child{margin-top:0}
@media (max-width:820px){
  .hero{padding-bottom:44px}
  .hero.tall{min-height:0;padding-bottom:56px}
  .band{padding:52px 0}
  .steps,.g2,.g3,.g4,.tri,.arts,.instrip,.case,.mg-band,.scens,.val,.calcgrid{margin-top:28px}
  .sechead{gap:14px}
  .sub{margin-top:14px}
  .markers{margin-top:26px;padding-top:18px}
  .marker{padding-top:14px}
  .file{margin-top:20px}
}

/* ---- portal stepper ---- */
.stepper{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line)}
.st{min-width:0;background:#fff;border:0;cursor:pointer;padding:18px 16px;text-align:left;font-family:inherit;
  transition:background .3s,color .3s;position:relative}
.st b{display:block;font-family:var(--mono);font-size:10px;letter-spacing:.2em;color:var(--faint);margin-bottom:8px;transition:color .3s}
.st span{display:block;font-size:13px;color:var(--body);line-height:1.35}
.st:hover{background:var(--mist)}
.st.on b{color:var(--blue)}
.st.on::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--blue)}
.st.done b{color:var(--up)}
.st.done b::after{content:" done"}
@media (max-width:700px){.stepper{grid-template-columns:repeat(2,minmax(0,1fr))}}

/* referral banner */
.refbar{display:flex;align-items:center;gap:9px;margin:0 0 20px;padding:11px 14px;
  background:var(--blue-g);border-left:2px solid var(--blue);
  font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}
.auth-hide{display:none}

/* ---- prose reveals word by word ---- */
.rw{display:inline-block;opacity:0;transform:translateY(.3em);filter:blur(5px);
  transition:opacity .62s ease,transform .62s cubic-bezier(.16,.85,.24,1),filter .62s ease}
.tr-in .rw{opacity:1;transform:none;filter:none}
/* key phrase: an accent rule that draws itself under the words */
.kw{position:relative;color:var(--ink);white-space:nowrap}
.kw::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:1px;background:var(--blue);
  transform:scaleX(0);transform-origin:left;transition:transform .8s cubic-bezier(.16,.85,.24,1) .5s}
.tr-in .kw::after,.reveal.in .kw::after{transform:scaleX(1)}
.band.dark .kw{color:#fff}
.band.dark .kw::after{background:var(--blue-s)}
@media (prefers-reduced-motion:reduce){
  .rw{opacity:1;transform:none;filter:none}
  .kw::after{transform:scaleX(1)}
}

/* ---- practice switcher: two panels, one spot ---- */
.switch{margin-top:44px}
.switch-tabs{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line);background:#fff}
.sw-tab{min-width:0;background:transparent;border:0;cursor:pointer;padding:20px 24px;text-align:left;font-family:inherit;
  position:relative;z-index:2;transition:background .35s}
.sw-tab + .sw-tab{border-left:1px solid var(--line)}
.sw-tab b{display:block;font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;
  color:var(--faint);font-weight:400;transition:color .3s}
.sw-tab span{display:block;font-family:var(--serif);font-size:clamp(19px,2.3vw,26px);color:var(--ink);
  letter-spacing:-.02em;margin-top:8px;opacity:.45;transition:opacity .35s}
.sw-tab:hover{background:var(--mist)}
.sw-tab.on b{color:var(--blue)}
.sw-tab.on span{opacity:1}
.sw-ind{position:absolute;bottom:-1px;left:0;height:2px;width:50%;background:var(--blue);z-index:3;
  transition:left .5s cubic-bezier(.16,.85,.24,1),width .5s cubic-bezier(.16,.85,.24,1)}
.switch-body{overflow:hidden;transition:height .55s cubic-bezier(.16,.85,.24,1)}
.sw-panel{display:none}
.sw-panel.on{display:block;padding-top:6px}
.pmeta{display:flex;flex-wrap:wrap;gap:0;border-bottom:1px solid var(--line);margin-top:26px}
.pmeta span{flex:1 1 200px;min-width:0;padding:16px 20px 16px 0;font-size:13.5px;color:var(--body);line-height:1.5}
.pmeta b{display:block;font-family:var(--serif);font-weight:400;font-size:26px;color:var(--blue);
  letter-spacing:-.02em;margin-bottom:4px}
.anchor{display:block;position:relative;top:-120px;height:0}
/* cards walk in when a panel is switched to */
@keyframes swpop{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
.sw-panel.enter .card,.sw-panel.enter .step,.sw-panel.enter .pmeta span{animation:swpop .6s cubic-bezier(.16,.85,.24,1) both}
.sw-panel.enter .card:nth-child(2),.sw-panel.enter .step:nth-child(2),.sw-panel.enter .pmeta span:nth-child(2){animation-delay:.07s}
.sw-panel.enter .card:nth-child(3),.sw-panel.enter .step:nth-child(3),.sw-panel.enter .pmeta span:nth-child(3){animation-delay:.14s}
.sw-panel.enter .card:nth-child(4){animation-delay:.21s}
.sw-panel.enter .card:nth-child(5){animation-delay:.28s}
.sw-panel.enter .card:nth-child(6){animation-delay:.35s}
@media (max-width:700px){
  .switch-tabs{grid-template-columns:1fr}
  .sw-tab + .sw-tab{border-left:0;border-top:1px solid var(--line)}
  .sw-tab{padding:15px 18px}
  .sw-tab span{margin-top:5px}
  .sw-ind{display:none}
  .pmeta span{flex:1 1 100%;padding:12px 0;border-bottom:1px solid var(--line)}
  .pmeta span:last-child{border-bottom:0}
  .pmeta b{font-size:22px}
}
@media (prefers-reduced-motion:reduce){
  .sw-panel.enter .card,.sw-panel.enter .step,.sw-panel.enter .pmeta span{animation:none}
  .switch-body{transition:none}
}

/* ---- margin cards: make the change legible without changing the number ---- */
.mg .dd{font-family:var(--mono);font-size:12.5px;font-weight:500;margin:10px 0 0;color:var(--up);letter-spacing:.02em}
.mg .dd.down{color:var(--brass)}
.mg .was{font-family:var(--mono);font-size:10px;color:var(--faint);margin:5px 0 0}
/* magnified improvement strip: fixed +/- 3 point range, improvement to the right */
.mg .chg{display:block;position:relative;height:5px;background:var(--line);margin-top:14px;overflow:hidden}
.band.dark .mg .chg{background:rgba(255,255,255,.13)}
.mg .chg .zero{position:absolute;left:50%;top:0;bottom:0;width:1px;background:var(--faint);opacity:.85;z-index:2}
.band.dark .mg .chg .zero{background:rgba(255,255,255,.55)}
.mg .chg i{position:absolute;top:0;bottom:0;width:0;background:var(--up);
  transition:width .8s cubic-bezier(.16,.85,.24,1),left .8s cubic-bezier(.16,.85,.24,1)}
.mg .chg i.bad{background:var(--brass)}
.mg .chg-cap{font-family:var(--mono);font-size:8px;letter-spacing:.16em;text-transform:uppercase;
  color:var(--faint);margin:6px 0 0}
.band.dark .mg .chg-cap{color:rgba(255,255,255,.42)}

/* ==================================================================
   VALORIS FUTURISTIC 2 · the blue-to-white sweep
   Layered on top of everything above. The page opens deep blue,
   resolves to white, and returns to blue at the load-bearing bands.
   ================================================================== */
:root{
  --f2-deep:#04121C;
  --f2-blue:#071F31;
  --f2-ice:#7FA8FF;
  --f2-pale:#DCE9FF;
}
/* the ground: fixed, and it lightens as you descend */
#ground{position:fixed;inset:0;z-index:-2;background:var(--f2-deep);
  transition:background 1.1s cubic-bezier(.16,.85,.24,1)}
body.lit #ground{background:#FFFFFF}

/* ---- the opening: hero becomes the deep field ---- */
/* the hero owns its own field. It must never depend on the global ground,
   or a short hero on an inner page turns white under pale text. */
.hero{background:linear-gradient(180deg,#04121C 0%,#061A29 60%,#04121C 100%) !important;
  color:var(--f2-pale)}
.hero::after{background:radial-gradient(120% 90% at 62% 45%,transparent 20%,rgba(4,18,28,.55) 68%,var(--f2-deep) 100%) !important}
.hero h1,.hero h2,.hero h3{color:#fff !important}
.hero .eyebrow{color:var(--f2-ice) !important}
.hero .eyebrow::before{background:var(--f2-ice) !important}
.hero .lede{color:rgba(220,233,255,.72) !important}
.hero .marker{color:rgba(220,233,255,.66) !important}
.hero .marker b{color:var(--f2-ice) !important}
.hero .markers{border-top-color:rgba(127,168,255,.2) !important}
#lattice{opacity:1}
.hero .btn.ghost{background:transparent !important;color:#fff !important;border-color:rgba(220,233,255,.4) !important}
.hero .btn.ghost:hover{border-color:#fff !important;background:rgba(255,255,255,.08) !important}

/* the hero card floats in the field */
.hcard{background:rgba(7,31,49,.72) !important;border-color:rgba(127,168,255,.24) !important;
  backdrop-filter:blur(16px);box-shadow:0 50px 90px -50px #000 !important}
.hcard h3{color:#fff !important}
.hcard::before{border-color:var(--f2-ice) !important;opacity:.3 !important}
.hcard .tag{color:var(--f2-ice) !important}
.hcard .hrow{border-bottom-color:rgba(127,168,255,.14) !important;color:rgba(220,233,255,.72) !important}
.hcard .hrow var{color:#fff !important}
.hcard .htot{border-top-color:rgba(194,161,90,.55) !important}
.hcard .htot span{color:rgba(220,233,255,.5) !important}
.hcard .htot var{color:var(--brass) !important}
.hcard .hlink{color:var(--f2-ice) !important}

/* ---- the opening band carries the blue down from the hero, then it clears ---- */
.band.opening{background:linear-gradient(180deg,rgba(4,18,28,.92) 0%,rgba(4,18,28,.55) 55%,transparent 100%);
  color:rgba(220,233,255,.74)}
.band.opening h2,.band.opening h3{color:#fff}
.band.opening .eyebrow{color:var(--f2-ice)}
.band.opening .eyebrow::before{background:var(--f2-ice)}
.band.opening .pullquote{color:#fff;border-left-color:var(--f2-ice)}
.band.opening .card{background:rgba(7,31,49,.6);border-color:rgba(127,168,255,.2);backdrop-filter:blur(10px)}
.band.opening .card p{color:rgba(220,233,255,.72)}
.band.opening .card .n{color:var(--f2-ice)}
.band.opening .card li{border-top-color:rgba(127,168,255,.14);color:rgba(220,233,255,.7)}
.band.opening .card li::before{background:var(--f2-ice)}
.band.opening .card:hover{border-color:rgba(194,161,90,.5);box-shadow:0 34px 60px -40px #000}
.band.opening .fine{color:rgba(220,233,255,.45)}
.band.opening .grid-bg{opacity:.22}

/* ---- everything between reads on white, unchanged ---- */

/* ---- and the load-bearing bands return to the field ---- */
.band.dark{background:linear-gradient(180deg,var(--f2-deep),var(--f2-blue)) !important}
.cta-band{background:linear-gradient(180deg,var(--f2-blue),var(--f2-deep)) !important}
footer{background:var(--f2-deep) !important}

/* ---- character coalescence, site wide ---- */
.ch{display:inline-block;opacity:0;
  transform:translate3d(var(--dx),var(--dy),0) rotate(var(--rz)) scale(1.25);filter:blur(5px);
  transition:opacity .85s ease,transform 1s cubic-bezier(.16,.88,.24,1),filter .85s ease}
.in .ch,.tr-in .ch{opacity:1;transform:none;filter:none}

/* ---- dissolve between pages ---- */
#veil{position:fixed;inset:0;z-index:95;pointer-events:none;opacity:0;background:var(--f2-deep);
  transition:opacity .5s ease}
#veil.on{opacity:1}
#veil::after{content:"";position:absolute;left:0;right:0;top:50%;height:1px;
  background:linear-gradient(90deg,transparent,var(--brass),transparent);
  transform:scaleX(0);transition:transform .5s cubic-bezier(.16,.88,.24,1)}
#veil.on::after{transform:scaleX(1)}
body.leaving main,body.leaving .band,body.leaving .hero{opacity:0;transform:translateY(-14px);
  transition:opacity .45s ease,transform .5s cubic-bezier(.16,.88,.24,1)}

@media (prefers-reduced-motion:reduce){
  .ch{opacity:1;transform:none;filter:none}
  #ground{transition:none}
}

/* key phrases must read on the deep field, not vanish into it */
.hero .kw,.band.opening .kw,.cta-band .kw,footer .kw{color:#fff !important}
.hero .kw::after,.band.opening .kw::after,.cta-band .kw::after,footer .kw::after{
  background:var(--f2-ice) !important;height:1px;opacity:.9}
/* and the lede that carries them keeps its own contrast */
.hero .lede .rw,.band.opening .sub .rw{color:inherit}

/* the insight cards now lead, on the deep field: give them the glass treatment */
.band.opening .ins{background:rgba(7,31,49,.62);border-color:rgba(127,168,255,.2);backdrop-filter:blur(10px)}
.band.opening .ins h3{color:#fff}
.band.opening .ins p{color:rgba(220,233,255,.72)}
.band.opening .ins .n{color:var(--f2-ice)}
.band.opening .ins .go{color:rgba(220,233,255,.5)}
.band.opening .ins:hover{border-color:rgba(194,161,90,.5);background:rgba(7,31,49,.85);
  box-shadow:0 34px 60px -40px #000}
.band.opening .ins:hover .go{color:var(--brass)}
.band.opening .ins .strip{background:linear-gradient(90deg,var(--f2-ice),var(--brass))}

/* The opening band fades to white before its CTAs, so those buttons must read
   on a light ground, not a dark one. */
.band.opening .ctas .btn.ghost{background:#fff;color:var(--ink);border-color:var(--line2)}
.band.opening .ctas .btn.ghost:hover{border-color:var(--ink);box-shadow:0 18px 38px -22px rgba(5,28,44,.5)}

/* The opening band is dark at the top. Its prose must be pale, like any dark band. */
.band.opening .sub{color:rgba(220,233,255,.80)}
.band.opening .fine{color:rgba(220,233,255,.52)}
.band.opening .lede{color:rgba(220,233,255,.78)}

/* insight cards cycle one at a time: the outgoing one lifts and clears */
.ins{transition:transform .5s cubic-bezier(.16,.8,.24,1),box-shadow .5s,border-color .3s,opacity .32s ease}
.ins.swap{opacity:0;transform:translateY(-10px)}
.instrip .ins .b{min-height:172px;display:flex;flex-direction:column}
.instrip .ins .go{margin-top:auto}

/* the rotation needs to look deliberate, not like a glitch */
.ins-prog{display:flex;align-items:center;gap:14px;margin-top:18px}
.ins-prog i{display:block;height:2px;width:0;flex:0 0 auto;max-width:180px;background:var(--brass);opacity:.85}
.ins-prog span{font-family:var(--mono);font-size:8.5px;letter-spacing:.2em;text-transform:uppercase;
  color:rgba(220,233,255,.42);white-space:nowrap}
.ins-prog i{min-width:0;width:0}
.ins-prog{position:relative}
.ins-prog::before{content:"";position:absolute;left:0;top:0;height:2px;width:180px;background:rgba(220,233,255,.14)}
.ins-prog i{position:relative;z-index:1;width:0}
@media (max-width:620px){.ins-prog i,.ins-prog::before{max-width:110px;width:0}.ins-prog::before{width:110px}}

/* a word never breaks mid way, whatever the animation is doing to its letters */
.cw{display:inline-block;white-space:nowrap}